Thursday, February 27, 2020

3 Major Type Of Travel Insurance You Should Have

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australia

When traveling it is imperative you carry travel insurance in case of accidents to cover you.

Some may say I already have insurance why do I need travel insurance.

When traveling out of the country or even state to state your insurance may not cover certain accidents or health insurance.

There maybe certain instances it may take your insurance company too long to respond depending on where you are.

So, what are the three types of travel insurance you have while traveling?

1)  Luggage or car rental insurance.  For obvious reasons if your baggage get lost, stolen or damage you want to be able to recover any losses.

2)  Flight delays or emergency cancellation.  In the case of an snow emergency or road closed and you are unable to make the trip you want to be able to cancel and recover any losses for flight, car rental and/ or hotel.

3).  Medical or health insurance.  If you get sick while you are away and there is an interruption of your policy.

A medical evacuation, which covers your transportation to a hospital in case you are injured in a remote area and need a helicopter, is typically included your medical coverage.   An accidental death and dismemberment policy acts like any life insurance policy paying your beneficiary a certain amount in the event of death.

Did you know that you can purchase travel insurance that covers you for an entire year or for a single trip?  Be sure to read the entire policy to make sure it covers everything you need and the conditions of coverage.  Ask if the insurance you are purchasing covers and monetary losses you may occur on your trip.  It is a good idea to carry a credit card, travelers checks (if banks still carry them) because they are replaceable or if you are carrying your bitcoin or altcoin wallets be sure to take extra precaution(s).  Your travel agent maybe able to breakdown the logistics for you while also include it in your trip.

 

 

 

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