Friday, September 24, 2021


3 Major Type Of Travel Insurance You Should Have


When traveling it is imperative you carry travel insurance in case of accidents to cover you.

Some may say I already have insurance why do I need travel insurance.

When traveling out of the country or even state to state your insurance may not cover certain accidents or health insurance.

There maybe certain instances it may take your insurance company too long to respond depending on where you are.

So, what are the three types of travel insurance you have while traveling?

1)  Luggage or car rental insurance.  For obvious reasons if your baggage get lost, stolen or damage you want to be able to recover any losses.

2)  Flight delays or emergency cancellation.  In the case of an snow emergency or road closed and you are unable to make the trip you want to be able to cancel and recover any losses for flight, car rental and/ or hotel.

3).  Medical or health insurance.  If you get sick while you are away and there is an interruption of your policy.

A medical evacuation, which covers your transportation to a hospital in case you are injured in a remote area and need a helicopter, is typically included your medical coverage.   An accidental death and dismemberment policy acts like any life insurance policy paying your beneficiary a certain amount in the event of death.

Did you know that you can purchase travel insurance that covers you for an entire year or for a single trip?  Be sure to read the entire policy to make sure it covers everything you need and the conditions of coverage.  Ask if the insurance you are purchasing covers and monetary losses you may occur on your trip.  It is a good idea to carry a credit card, travelers checks (if banks still carry them) because they are replaceable or if you are carrying your bitcoin or altcoin wallets be sure to take extra precaution(s).  Your travel agent maybe able to breakdown the logistics for you while also include it in your trip.




5 Tips To Avoid Food Poising While Traveling Outside of The Country



I love going on vacation and eating food from different cultures.

Many foreign countries lack the regulations which enforce a good health code when it comes to food service.

To help to avoid getting food poising here are five tips to remember:

1.  Eat at well known or highly ranked restaurants.   Eat at tourist attraction designated eateries.

2.  Stick to foods that are well cooked, avoid raw sea foods and dairy foods.  Drink only bottle water and avoid putting ice in your drinks.  (Ships and cruises are generally the exception for eating and are generally safe because they uphold to food health codes)

3.  Avoid local vendors who may not be practicing food safety codes.  Look around and see where they are washing their hands or sanitizing food utensils.   Be wise!  Don’t take chances while out of the country if you are not familiar or have friends, family or associates who can tell you about the food serving in the area.

4.  Practice cleanliness by washing your hands before you eat.

5.  Eating small portions of food helps if you have ingested something that is not good for your system; It is less for your body to fight off in case of poisoning.

Enjoy your vacation and have fun.  These are just a few tips to help you have a wonderful and keep you althy trip.

How To Lose Belly Fat Easily!



You have probably seen many ads on how to lose belly fat.

The truth is you can lose belly fat without all the excising, going to a gym and worse starvation.

A diet to lose belly fat ought to rely on natural foods; also you also need to be aware of the foods that have a negative impact on your metabolism, creating the premises for fat storage.

Making informed decisions that suit your individuality, health condition and needs.

You must incorporate a healthy diet and body fitness.

Eat well balance meals is important.

Restrictive diets are not always a good diet for extended period of times.

Eating small portions of a variety of foods six times a day is much better than starving yourself.

The choices are countless and there are thousands of delicious food recipes that help you stay fit, active and healthy.

No diet to lose belly fat will work unless it combines physical training with your diet.

Take it slow if you have not workout in awhile.

Walking 5 min, 10 min instead of trying to do a mile immediately is good.

Abdominal fat usually affects people with a sedentary lifestyle who also make poor food choices.

There are lots of physical activities that can help you lose weight evenly and get in good shape.

When you are ready a regular gym routine, a dance class or anything else that works your muscles and burns calories.

Beware Behavior that cause overweight!

Alcohol is the main enemy of any diet to lose belly fat.

Beer is the main culprit for abdominal obesity, which is why we call it ‘beer belly’.

  • Quit drinking!
  • Quit smoking!
  • Sleep at least eight hours per night!
  • Do physical activities!
  • Think positive!
  • Eat healthy food!

…And you’ll enjoy great fitness, a slender body and an incredible waist line!

Remember it may take longer for some to lose belly fat depending on their habits and consistency in following directions, or their body metabolism.  Don’t give up!





How To Plan For Your Dream Cruise



Have you been wanting to go on a cruise vacation and decided now it the time?

Yet, you still have those negative thoughts or pondering how or where to look for that perfect cruise.

Steps To Take In Planning A Cruise

1.  Decide on your travel dates.  Knowing how much time you can take off is important.  There are short cruises and long cruises you can go on.

2.  Write down places you would like to visit.  Browse the internet or travel magazines to get an idea of where you may want to go.  Make a note of the dates, duration and destinations you find.

3.  Using a travel agent can help you with planning your vacation.  Travel agents will be very knowledgeable and helpful with telling you about the different amenities, accommodations, on-board entertainment, etc.

4.  When planning for a cruise, you will find out that cruises leave from certain designated ports. These ports may not be close to where you live. That means you will have make plans to fly to the port of call for the cruise. Some places offer all-inclusive packages that will include round-trip airfare to the port.

5.  To make a price comparison, you will need to have an idea of what kind of airfare you can get if you book the airfare on your own. Add that to the cruise-only package, and see if the all-inclusive deal is worth it to you.

6.  Travel agents will also be helpful in what cruises offer discounts. This will save you a lot of time researching yourself. Sometimes you may want to consult with a travel agent to see what kind of deal he can get you. Keep in mind, however, that travel agents operate on commission. The more they can sell to you, the more commission they make.

7.  Decide if you would like to include or have an upgraded room, off-shore excursions, etc. So, keep that in mind.

The information you gather about cruises, the better decision you can make.


Travel Tips

surge365 travel tip tuesday


Making Your Plans For Travel Less Stressful

1.  Plan out your trip

2.  Have a special savings account just for traveling

3.  Ask your travel agent for any savings coupons for sight seeing

4.  Go through your travel agent to help plan your trip (travel agents can get information on savings of hotels, sight seeing, airline travel, cruises and more)  so go ahead and ask up front!

5.  If you are leaving pets behind be sure to plan ahead how they will be taken care of

6.  If children are traveling with you be sure to have board games, electronics, batteries for electronics and anything else that will help make the trip more comfortable for them

7.  If you or a family member is on medication be sure you have enough supply for your trip (It is sometimes wise to get a letter  from your physician or have a copy on file in case you lose your presription and need to call in to get medication at the destination you are going to

8.  If anyone needs assistance such as a wheelchair or any other device be sure to call ahead to airlines or cruise to let them know (have your travel agency make a note to tell all involved even hotels you may be staying at.

9.  Make sure you know the currency being used in places you travel.  If you need to get currency here in the state in which you live or abroad….find out from your bank which is better.

10.  Make sure credit cards are kept close to you.  If you lose your credit cards make sure you have access to the numbers or call your bank right away.

11.  Make a copy of your passport in case you lose it.





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Cruise Discounts


Many travel operators offers discounts on the whole trip, including the flights, hotels and in some cases the transport.

Most times a lot of the tips for getting cheap flights will be the same as they are for package


Why offer package deals?
1.  Travel operators buy a certain number of flights and hotel rooms which they then try and sell throughout the year. 

2.  Last minute package holidays are readily available if you are not fussy about destination and can
wait until the very last minute. 

3.  Optional extras are big business for package tour operators and they will often make most of their profit from these extras such as insurance, excursions and transport at your destination. Whilst these will often be available elsewhere cheaper, you may find that purchasing these from your package holiday operator will allow you to negotiate a discount on your holiday.
You may even be able to get a ‘free’ extra if you agree to book on the spot.

4.  Accommodation is not the expensive part of the package and you will sometimes find that a package holiday to a particular destination will end up as a cheaper alternative to trying to book flights on their own. Last minute package deals are
often so cheap that you can take the point of view that even if you hate the accommodation you
can always phone around for your chosen hotel. 


How to find adventure deal packages?

 Word of mouth is invaluable when you are considering going off the beaten track. 

 Get hold of a couple of guidebooks on the areas that you are considering. 

 Look at message boards online. The internet is a superb resource and will allow you to contact
many people who have first hand experience of your destination.
 If you are going on a guided tour once you reach your destination, make sure that you get
everything straight before you depart.  Agree a price before you leave as you will be in a much weaker
position once you are halfway up a mountain!



Cruise Bargains

Very few people ever pay the full brochure price for a cruise. This is a fact, so getting a discount
from the advertised prices should be relatively easy. 

On a cruise you are stuck on it for the duration of the cruise so make sure you read reviews, consider what others said about the cruise ship and talk to a reputable travel agent. 

Look for cruise discounts online or ask your travel agent. 

Some cruise lines offer last minute bargains 

When it comes to cruising, finding a specialist travel agent will normally be a good move. Contact suitable looking agents and ask to be put on their mailing list. I f you are interested in a specific line or destination make this known to them.

Remember to ask the agent for the best deals.

Another thing to bear in mind is that children often pay full adult price on cruises if they are
taking a full adult berth.

Cruise Rewards

1.  Cruise lines like to keep their customers and many lines will offer you incentives to book for the following year when you are onboard.

2.  Onboard credit for booking with certain cruises -which will mean that you get the benefit of your early booking next year.

3. Loyalty programs, so inquire about these on board, too.

4.  Military discounts

5.  Group discounts 

6.  Travel credit card point reward program offer cash off of your next travel trip 

7.  Travel membership clubs offer deals and often guarantee lower prices than you can find anywhere


P. S.  To contact me quickly about cruise deals 

To Add Me as one of your friends on Snapchat, Search for me by my Username: -lindahmoses

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Save Money On Cruises With These Smart Traveling Tips


There is more to travel than just jumping on a cruise.  Cruises can prove to be an exciting experience.

There are many things to see and do on a cruise, so plan appropriately. Do you have what it takes? No matter how good of a planner you are, you should find something in this article to help you.

Booking cruises online is like one-stop shopping for vacation planning.

Look  for sites that offer sample itineraries for your convenience.  

Look for sites that offer comparison pricing and/or various packages. 

You can book everything you need for your trip, from rental cars to flights to hotel rooms, all from the comfort of your computer.

One of the best parts is the fact that you can read reviews from many sources.

These websites also include special deals when your flight and hotel are booked together in a single package.

They also offer discounts when vacancy is high or when you are traveling at the last minute.

More Savings:

1.  Look for credit cards that offer bonus millage points for traveling

2.  Look for cards that offer special travel bonuses for putting trips on the card

3.  Search for travel companies offering travel  bonuses for signing up 

4.  Travel membership companies offering savings on vacations car rental, hotel, cruises and give reward points for traveling

5.  Travel membership companies offering reward points for referrals and guarantee lowest prices for traveling as a member

 It is customary to give gratuities or tips to any staff that makes your stay easier.

Gratuities can be included in your package or paid on-board.

You should give about a dollar per bag and 2 to 5 dollars per day of housekeeping

if you want to leave extra at the end of your stay.   

Always carry an updated color photo of your child with you.

This will come in handy if they are ever lost. Losing your child is a scary situation.

Sometimes these kinds of things happen.

Keeping a picture with of your child with you in the event they become separated from you will help to locate them more easily than just a description will. 

Look for a hotel that offers free parking and stay the night before leaving from a port city, on a cruise.

You can check with staff at the hotel for unpublished parking deals. 

Before you go on a trip, ensure that you have copies of your important papers.

Keep the copies of vital documents in a location separate from the ones you are taking with you on the trip. Leave another set of copies with someone you trust in case something happens to your copies. 

Attach a label with your name and contact information to your luggage and place another one on the inside.

This way, even if your luggage gets lost and external tags are detached, your luggage may still find you.

Placing labels on the interior of your bag can help to ensure that you will get your belongings back, regardless of how long they are out of sight. 

You can obtain local currency on-board ship for the port calls activities and shopping,  I

f you want to hit the ground running on your next vacation, be sure to take some of the local currency with you. 

You might find it difficult to exchange the currency if you need it after business hours.

You can also visit a major bank and get some foreign currency before you even start your trip. 

Leave all unnecessary valuables at home. An excess of valuables will make you an obvious target for theft. 

Keep track of your important belongings when traveling.

When carrying a purse, make sure you keep it tucked under your arm.

Avoid bags with easy-access zippers that can be easily accessed by someone other than yourself.

Carefully evaluate your bags for security risks when choosing one for traveling.

 As much as it would be fun to just get on a plane, cruise and go, traveling is much more complicated than that.

You need to plan and enjoy the experience. Follow these tips to enjoy traveling more.





Four Easy Ways To Use Text Messages To Communicate With Customers



 Texting or talking on a cell phone is a common way of life today.

Texting is an easy and quick way to get your message out to one or more persons. 

Growing your business with text messages is smart business marketing.

Four ways you can use text messages to communicate with customers or potential customers are:

 1. Set up a reward program

Gifts or rewards are most welcome from consumers.  

Text campaign can easily be set up to launch a lucrative reward program for your business.

There are many ways you can do this; it will depend on the type of market you are in.

For instance, if you own a clothing store, set up a reward program based on the amount someone spends.

When a customer spends $10, give them one point.

Once they spend a total of $100 or get 10 points, reward them with a nice offer.

Give them a $10 certificate or a certain percent off.

You will find that many customers will make purchases just to get their reward.

2. Send out special offers

Just like rewards, your customers will love special offers. From time to time, send out texts to your subscribers with offers they just cannot resist.

Again, this will depend on what kind of business you are in.

If your business is a restaurant, offer a free meal with purchase, or something similar.

Many of your customers will come in just to redeem such a wonderful offer.

You do not have to send out these offers all the time, but every now and then is a nice gesture.

It is a great way to let your customers know how much you appreciate them.

3. Share special information

Do you have a sale coming up?

Send out a text message to let your customers know about it.

Let them know when the sale is and what is included.

When your customers receive a text with this information, it is easy for them to transfer it over to their calendar or keep the text for future reference.

If you send out the text several days before the sale, be sure to send out one closer to the date so it is not forgotten.

You can also send out other information that you know your customers will appreciate.

Are you going to start carrying a new product or product line?

Do you plan on changing a policy or the hours of your store?

Did you receive a special shipment of a hard to find item?

Will you be serving a special meal that many people enjoy?

No matter what it is, your customers will appreciate knowing special news about your business.

4.  Content Sharing

Valuable content offering information your customers can use 

The options are endless when it comes to using text messages to communicate with your customers and market your business.

Use the tips shared here and you can have a successful mobile marketing campaign.

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Green Tea Patches A New Trend Use For Weight Loss


Chinese have used green tea as part of their diet for many years.

   A new trend on the market are green tea weight loss patches.

We have heard of nicotine patches well the green tea patches works same way.

Why use patches oppose to diet pills, exercise or surgery?

1.  People who forget to take their regular dosage of weight loss supplements or capsules.

2.  Easy absorption in your skin.  

3.  Safer than surgery that is generally used  for emergency weight loss or cosmetic surgery

How does Green tea weight loss patches work?  

1.  Suppress appetite naturally and safely.

2. Increases metabolism. 

3. Green tea has been used as herbal remedy and overall health drink in China for cenuries.

What are some of the advantages of using the patch over stimulant diet drugs?

1.  Unlike stimulant diet drugs green tea is not harmful to individuals with hypertension and heart complications.

2.  Do not give you the jitters.

3. Green tea weight loss patches are a better alternative to other products since they have no adverse side-effects.

What are some other uses of Green  Tea?

1. Possible remedy for cancer have arisen due to the discovery that the polyphenol substance found in green tea can stop cancer cells from growing.

2.  Green Tea can speed up the metabolic rate of the body.

3. Green tea weight loss patches are good for people with high LDL, the bad cholesterol found in the body.

Antioxidants in green tea weight loss patches destroy LDL cholesterols while at the same time enhancing the good cholesterol levels in the body, a balance in the body is achieved which could only lead to overall good health and well-being.

 *check with your professional medical adviser before changing your diet or exercise.  

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